Car Insurance For Women in Oregon
Reader’s Question:
I found out that women can have cheaper car insurance rate compared to us male drivers, why is that?
Steven
Salem, OR
The most accurate answer why car insurance for women in Oregon is cheap because they have a fewer road accident record compared to the males. Not only that, if they ever are involved in a car accident, most of it are the less serious kind resulting to minor damage such as a fender-bender or a minor dent in the side of a car.
Here are a few lists why car insurance for women is cheaper than of a male:
- When it comes to serious accidents, male are mostly involved.
- Male drivers tend to drive faster compared to female.
- Male drivers mostly own expensive and powerful cars which its parts are expensive to replace.
- Male drivers like to own a car which makes head turn, thus favorite of car thieves.
There was also a research done and was proved that male drivers are distracted easily on the road compared to females.
As a matter of fact, not only the female drivers are enjoying this advantage but car insurance for women is advantageous to car insurance companies too. Why? Female car accidents are fewer and due to minor damages that they do, insurance company give out claims lesser than that of a male, which means more profit for them.
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